Equipment loan
Fixed monthly payment, you own the machine outright at the end. Best when you plan to keep it past the term.
Illustrative rates — not a credit offer
Financing & leasing
Machinery pays for itself over years, so it often makes sense to pay for it over years. The estimator below uses a flat rate for illustration.
Financing estimator
Estimate at an illustrative 9.9% APR. Not an offer of credit.
$240.49/month estimate
Lease to own
Lower monthly outlay with a buyout at the end of term. Common for shops scaling capacity quickly.
Seasonal payment plan
Lighter payments in slow months, heavier in busy ones — for shops with cyclical demand.
What an application needs
- 1Business name, structure, and time in operation.
- 2Recent bank statements or a simple profit-and-loss summary.
- 3The machine quote, including freight and any accessories.
- 4A signed personal guarantee for younger businesses.